On August 28, 2026, the Indian Overseas Bank released the notification for recruitment of Generalist / Specialist Officers under the JMGS-I, MMGS-II and MMGS-III scale. Candidates who are interested in applying for the IOB SO Recruitment 2026 may submit their application form between August 29, 2026, and September 15, 2026, through the https://ibpsreg.ibps.in/iobgoaug26/.
Number Of Vacancies
The number of vacancies for the recruitment of Generalist / Specialist Officers under the Indian Overseas Bank are 291. The complete breakdown of the same is inside the table below.
| Post Code | Post Name | Scale | Vacancies |
| 01 | Manager – Branch Management | MMGS-II | 100 |
| 02 | Manager – IT | MMGS-II | 65 |
| 03 | Manager – Information Security | MMGS-II | 5 |
| 04 | Manager – Information Security Audit | MMGS-II | 5 |
| 05 | Senior Manager – IT | MMGS-III | 10 |
| 06 | Senior Manager – Information Security | MMGS-III | 3 |
| 07 | Senior Manager – Information Security Audit | MMGS-III | 2 |
| 08 | Senior Manager – Database Administrator | MMGS-III | 10 |
| 09 | Senior Manager – Network Administrator | MMGS-III | 5 |
| 10 | Senior Manager – Cyber Security Administrator | MMGS-III | 5 |
| 11 | Manager – Credit | MMGS-II | 35 |
| 12 | Senior Manager – Credit | MMGS-III | 15 |
| 13 | Senior Manager – Risk | MMGS-III | 6 |
| 14 | Assistant Manager – Security | JMGS-I | 25 |
Out of total vacancies, 46 are for Scheduled Caste, 21 for Scheduled Tribes, 70 for Other Backward Class, 28 for Economically Weaker Section, and 117 for Unreserved.
Eligibility Criteria
To apply for the SO recruitment under the IBO, the candidate is required to meet the eligibility criteria. The table below carries educational qualification, age limit, and experience for each position.
| Post Name | Educational Qualification | Age Limit | Required Experience |
| Manager – Branch Management | Graduation in any discipline | 23–33 years | 3 years as Bank Officer, including 2 years in Branch Banking |
| Manager – IT | BE/BTech / MCA / MSc (CS/IT) | 25–35 years | 5 years in IT, including 3 years in Banking/BFSI |
| Manager – Information Security | Relevant BE/BTech or ME/MTech | 22–32 years | 2 years in at least 3 specified security domains |
| Manager – IS Audit | Relevant BE/BTech / ME/MTech / MCA | 22–32 years | Minimum 2 years of relevant experience |
| Senior Manager – IT | BE/BTech / MCA / MSc (CS/IT) | 28–38 years | 8 years in IT, including 5 years in Banking/BFSI |
| Senior Manager – Information Security | Relevant BE/BTech or ME/MTech | 25–35 years | 5 years in at least 3 specified security domains |
| Senior Manager – IS Audit | Relevant BE/BTech / ME/MTech / MCA | 25–35 years | Minimum 5 years of relevant experience |
| Senior Manager – Database Administrator | BE/BTech / MCA / MSc (CS/IT) | 28–38 years | 8 years in DBA, including 5 years Production DBA and 3 years Banking/BFSI |
| Senior Manager – Network Administrator | Relevant BE/BTech / MTech / MCA | 25–35 years | 5 years in Network Operations |
| Senior Manager – Cyber Security Administrator | Relevant BE/BTech or ME/MTech | 25–35 years | 5 years in any 2 specified domains |
| Manager – Credit | Graduation + MBA/PG qualification in Finance, or CA/CMA | 23–33 years | 3 years in Bank/Financial Institution, including 2 years in Credit |
| Senior Manager – Credit | Graduation + MBA/PG qualification in Finance, or CA/CMA | 25–35 years | 6 years in Bank/Financial Institution, including 4 years in Credit |
| Senior Manager – Risk | Graduation + relevant Finance/Risk qualification, or recognised Risk certification | 25–35 years | 5 years in Risk, Credit, Forex, Treasury or Finance |
| Assistant Manager – Security | Graduation + Computer/IT qualification | 30–45 years | Required service experience in Army/Paramilitary/Police as specified |
Candidates must note that the cut-off date to calculate, completion of degree and requirements experience is August 1, 2026. Aspirants who are above the upper age cap, may claim the relaxation of 3 years for OBC-NCL, and 5 for SC and ST.
Application Fee
The payment of the application fee is mandatory in order to apply for the IOB Specialist Offer recruitment, it varies from one another depending on the candidate category. The table below shows the payable amount for all categories.
| Category | Application Fee / Intimation Charges |
| SC / ST / PwD | ₹175 |
| All Other Candidates (including OBC & EWS) | ₹1,000 |
The application fee is non-refundable, the amount already includes GST, meaning candidates applying for the IOB SO Recruitment 2026 won’t have to pay any additional amount. The deadline for the payment is September 15, 2026, and any of the online methods can be used to pay it.
Selection Process
The Specialist Offer recruitment under the Indian Overseas Bank consists mainly of three stages, they are as follows.
| Stage | Event |
| 1 | Preliminary Screening / Shortlisting |
| 2 | Online Examination |
| 3 | Interview |
Candidates will be shortlisted for the online examination based on their eligibility. Individuals who sit in the online examination will be shortlisted for the interview only if these scores in the second stage meet or exceed the cut-off mark. Final selection is set to be done based on the candidates’ performance in the online examination and interview with 80:20 weightage.
Pay Scale
The Indian Overseas Bank Generalist / Specialist Officers will get the salary as per the 12th Bipartite Settlement. The post-wise basic pay for the different scale of positions are tabulated below.
| Scale | Pay Scale |
| JMGS-I | ₹48,480 + ₹2,000 (7 increments) → ₹62,480 + ₹2,340 (2 increments) → ₹67,160 + ₹2,680 (7 increments) → ₹85,290 |
| MMGS-II | ₹64,820 + ₹2,340 (1 increment) → ₹67,160 + ₹2,680 (10 increments) → ₹93,960 |
| MMGS-III | ₹85,920 + ₹2,680 (5 increments) → ₹99,320 + ₹2,980 (2 increments) → ₹1,05,280 |
The in-hand salary that the appointed candidates will get include starting basic pay, dearness allowance, and all applicable benefits, after tax and pension deduction.