On June 01, 2026, the Bank of India issued the notification for the recruitment of credit officers for a total number of 779 vacancies under the General Banking Officer (GBO) Stream (Project No. 2026-27/01). Notably, the window to apply for this recruitment drive is already available from June 30, 2026; eligible candidates can submit their application form to the respective portal.
Bank of India Credit Officer Recruitment 2026
The recruitment of credit officers under the Bank of India is a great opportunity for those who are actively looking for job opportunities in the banking sector. The application form is available on the official website, https://bankofindia.co.in/ If you are eligible, you may apply for it. The window to submit application forms is all set to be available only until the deadline of July 20, 2026.
| Recruitment Authority | Bank of India (BOI) |
| Post Name | Credit Officer |
| Project No. | General Banking Officer (GBO) Stream – Project No. 2026-27/01 |
| Total Vacancies | 779 |
| Notification Date | 1 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Selection Process | Online Examination + Personal Interview (70:30 Weightage) |
| Online Exam | 125 Questions, 125 Marks, 120 Minutes |
| Application Fee | ₹850 (UR/OBC/EWS), ₹175 (SC/ST/PwBD) |
| Age Limit (as on 1 June 2026) | MMGS-II: 25–32 Years • MMGS-III: 28–38 Years • SMGS-IV: 32–45 Years |
| Official Website | https://bankofindia.co.in |
Bank of India Credit Officer Vacancy 2026
The Bank of India made public notification for the recruitment against the position of credit officer for a total number of 779 vacancies, out of which 677, 61, and 41 are for MMGS-II, MMGS-III, and SMGS-IV, respectively. Refer to the table below to check the category-wise number of posts.
| Scale | SC | ST | OBC | EWS | UR (General) | Total |
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Grand Total | 118 | 59 | 205 | 80 | 317 | 779 |
Out of total positions, 31 vacancies are horizontally reserved for the candidates who belong to a person with a benchmark disability category. You may check its breakdown from the below.
| Category | Vacancies |
| HI (Hearing Impairment) | 8 |
| VI (Visual Impairment) | 8 |
| OC (Orthopedic/Locomotor Disability) | 8 |
| ID (Intellectual Disability) | 7 |
| Total PwBD | 31 |
Bank of India Credit Officer Eligibility Criteria 2026
To apply for the Bank of India credit officer recruitment 2026, it is mandatory to meet the eligibility requirements in terms of educational qualifications, age limit, and experience that we have shared inside the table below.
| Post | Educational Qualification | Age Limit | Minimum Experience |
| Credit Officer (MMGS-II) | Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university or CA/CMA (ICWA)/CS/CFA. | 25–32 years | 2 years of post-qualification experience in processing/appraising credit proposals in a Scheduled Commercial Bank, NBFC, Financial Institution or similar organization. |
| Credit Officer (MMGS-III) | Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) or CA/CMA (ICWA)/CS/CFA. | 28–38 years | 5 years of post-qualification experience in credit appraisal/credit processing, including supervisory responsibilities in banking or financial institutions. |
| Credit Officer (SMGS-IV) | Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) or CA/CMA (ICWA)/CS/CFA. | 32–45 years | 8 years of post-qualification experience in credit management, including senior-level experience in banking/financial institutions. |
The cut-off date to calculate the age limit is June 1, 2026. The age relaxation is applicable for 3 years for OBC-NCL and 5 years for SC and ST. There’s an additional age relaxation for 10 years for PwBD. If you are older than the age limit mentioned above and belong to any reserved category, you can claim the age relaxation and apply for the recruitment.
Bank of India Credit Officer Application Fee 2026
You can apply for the BOI Credit Officer Recruitment 2026; you have to pay the application fee of 850 rupees. If you belong to any reserved category such as OBC, SC, ST, or EWS, you only have to pay the amount of 175 rupees. Make sure you deposit the required amount by the deadline set by the concerned authorities, otherwise, you won’t be able to submit your application form.
Bank of India Credit Officer Selection 2026
The selection process for the recruitment of credit officers under the BOI consists mainly of two stages: the first one is an online examination, and the second is a personal interview. After applying, you have to participate in the first one; if you qualify, then you can participate in the second. Below we have shared the pattern of each stage.
Online Examination:
| Duration | 120 Minutes |
| Total Questions | 125 |
| Maximum Marks | 125 |
| Question Type | Objective |
| Marking Scheme | 1 mark for each correct answer |
| Negative Marking | 0.25 mark deducted for each incorrect answer |
| Sections | English Language (25 Questions, 25 Marks) & Professional Knowledge (100 Questions, 100 Marks) |
| Medium of Examination | English |
Personal Interview:
| Mode | Face-to-Face Personal Interview |
| Maximum Marks | 100 |
| Qualifying Marks | 50% for UR/EWS; 45% for SC/ST/OBC/PwBD |
The Bank of India will prepare the final selection late for the appointment of credit officers based on the score in the online examination and personal interview with their weightage of 70:30.
How to apply for the BOI Credit Officer Recruitment 2026?
You can apply for the recruitment of credit officers under the Bank of India by following the instructions that we have shared below.
- Go to the official website of Bank of India.
- Navigate to the Career section.
- Click on the option related to the recruitment of credit officers 2026.
- Firstly, register yourself by providing all the asked details and then log in to the portal.
- Your application form by providing the required details and uploading required documents
- Review your application form and finalize it by making the required fee payment.